Even before the pandemic, mental health has been an issue so many Americans faced without much resolution. More than one in five American adults reported symptoms of anxiety and/or depressive disorder in the last year — a 20% to 40% increase from the pre-Covid period.
The good news? Mental health laws have significantly expanded in both private and public health insurance coverage. Now, all health insurance plans offered through the Affordable Care Act cover mental health and substance abuse, offering services at the same level as other health conditions. A much needed improvement!
Barriers to mental health treatment have a high human cost: Americans with serious mental illnesses have life expectancies 25 years shorter than average, but now having access to insurance that helps cover the cost of care, makes it much easier to access.
Available tools offered to improve mental health include medication, therapy, and education. Health insurance companies are working to consistently provide patients with access to these tools, typically covering treatment options ranging from inpatient hospitalization and outpatient mental health care to emergency care and prescription drugs. In addition, increased availability of Telehealth services can also help those dealing with mental health challenges.
The nitty-gritty? Everyone deserves access to affordable, comprehensive health care coverage and insurance and we can help. We’re the number one insurance agency here in Coral Springs and Parkland and can provide options to you in minutes. Let our family help yours!