How Does Florida Medicare Work?

The Ins and Outs of Medicare

How Does Florida Medicare Work?

Generally, you’ll only need to enroll for Medicare Parts A & B once. Each year, you will be able to choose the method in which you get your health coverage (such as adding prescription coverage, or switching plans). Medicare is different from private insurance — there aren’t any plans for couples or families, which means you and your spouse have completely separate policies.

Original Medicare

Original Medicare covers most, but not all of the costs for approved health care services and supplies. After your deductible is met, you pay your share of costs for services and supplies as you get them. Yikes, you just noticed that you’re responsible for 20% of the costs! We take pride in finding you the specific plan that covers the remaining 20% at little to zero cost to you!

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Medicare Advantage

Medicare Advantage bundles your Part A, Part B, and usually Part D coverage into one plan. Plans may offer some extra benefits that Original Medicare doesn’t cover — like vision, hearing, and dental services. The great “advantage” to this plan is that some Medicare Advantage plan could have a $0 premium or may help pay all of your Part B premium. It’s important to note that you must have both Part A and Part B to join a Medicare Advantage Plan.

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