How Will The ACA Premiums Affect Health Insurance Subsidies for Florida Residents
The Affordable Care Act offers subsidies to offset the cost of health insurance in the Marketplace. These subsidies cap how much new Marketplace individuals pay at a certain percent of their income. It works on a sliding scale; individuals with income just above the poverty level would receive the most generous of subsidies. For years, […]
Healthcare Savings Accounts Explained
Healthcare has become a major expense for many individuals and families, especially during working years. It can become even more of an expense as those approach retirement. We believe it’s important to set funds aside for future healthcare costs. If you’re in the position to do so, a health savings account is a great solution. […]
Individual Health Plans vs. Group Health Plans
Just like with shoes, health insurance plans come in all shapes, sizes and qualities. While all shoes help you walk, all health insurance plans provide financial coverage for healthcare and medical expenses. So what is best — individual or Group Health Insurance? That’s where the similarities though stop. There are a slew of key differences […]
How To Spot Florida Health Insurance Scams
Like with any other industry, there can be the potential for fraud when it comes to health insurance. That’s because, with rising health care premiums and high deductibles, consumers may be vulnerable to getting what they think are healthcare “deals” when they are really scams. Here we will discuss how to spot such scams. Here […]
Why Florida Healthcare Insurance
Florida Health Insurance will provide the customer service you are looking for so you are making the right decisions for health coverage and not the decisions that you will walk away questioning.
How To Choose The Right Insurance For You In The State of Florida
Health insurance, while probably not the most exciting financial decision you will ever make, is one of the most important and shouldn’t be rushed as choosing the wrong coverage can be costly. The first thing you need to do is to determine the health insurance that is right for you. This will depend on a […]
Health Insurance Q&A
We wanted to take a quick break from the weekly health insurance news to go chat a little bit about some health plans, what your plan will cover, the common questions, who are the people covered, and questions we receive the most. Here are your ten questions of Health Insurance Questions & Answers. I work […]
How Do You Know if A Health Savings Account is Right For You
What exactly is a health savings account? It’s like a personal savings account, but it can only be used for qualified healthcare expenses. To be eligible for an HSA however, you must be enrolled in a high-deductible health plan (HDHP). How do you know if an HSA is right for you? Our team will help […]
Top Factors that Affect your Health Insurance Costs
With Covid-19 lingering over us, the fear and rise in cases has really shone a light on the importance of health insurance and pre-existing conditions. Previously, health insurance companies were able to use a lot of information about you to determine the costs of your monthly premium. Now, thanks to the ACA, health insurance companies […]
Term Life Insurance vs. Whole Life Insurance — Which One is Right for You?
In shopping for life insurance inevitably the decision comes down to Term or Whole Life Insurance. But what exactly are the two and how do they work? Term Life Insurance, also known as pure life insurance, is a type of life insurance that guarantees payment of a stated death benefit if the covered person dies […]
