We wanted to take a quick break from the weekly insurance news to go chat a little bit about some questions we receive the most. Here are your Health Insurance Q&A.
I work a full time/part time job but my company doesn’t offer benefits. How do I go about purchasing a private plan but still making it affordable?
We understand — health insurance can be costly. First things first: we can assess your health insurance needs and help you determine exactly what you need for coverage, so you’re not spending more for coverage that may not suit your everyday needs. We are also able to provide options to you from both the Marketplace as well as private insurers, and can also check to see what subsidies you and your family may qualify for. Right now, it’s open enrollment for the health insurance marketplace, meaning we’re able to get you and/or your family onto a great plan for a very affordable cost. Open enrollment opens on November 1st until December 15th, so let us help you today!
Are all Health Insurance Policies on Healthcare.Gov the same? What are the differences.
At first glane it is super easy to get confused on Healthcare.Gov. There are hundreds of plans and they all look similar. So what exactly are the differences? To start with you must look at the network. Is your doctor or local hospital in-network? Does this plan cover out of the state? Does this plan make me have a referral to see a specialist? What is the deductible and max out of pocket? What should I put down for my projected income? There are a myriad of things to consider and luckily we’ve pros.
Questions? Ready for a new health insurance plan? Give us a call — our agents are ready and waiting to help! We are the number one health insurance agency in Coral Springs and Parkland for a reason so let us know your health insurance Q&A.