United American Insurance

Medicare Supplement Insurance Policies

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United American Insurance Company

Florida Healthcare Insurance is proud to offer Medicare Supplement Insurance policies from United American Insurance Company. When considering whether Medicare Supplements are the right choice for your Medicare needs, we are happy to discuss the pros/cons of Medicare Advantage, and offer policies from companies like United American Insurance we believe provide extensive coverage and cost-reducing plans.

Senior Couple with United American Insurance

Why United American Insurance’s ProCare Plans are a Smart Choice?

United American has been a trusted name by doctors and hospitals nationwide since 1966, providing quality Medicare Supplement Insurance to seniors. UA quickly developed an industry-wide stellar reputation and is one of the largest nationwide underwriters of individual insurance to supplement Medicare.

ProCare Features

Let’s take a look at some of the great features you have with United American ProCare as your Medicare Supplement plan:

  • Freedom to Choose & Nationwide Acceptance
    • With UA ProCare, there is no designated physician list or approval process to see a specialist. These plans are recognized and accepted nationwide.
  • Cancellation Protection
    • UA’s Medicare Supplement policies offer protection that can never be canceled (unless there is a material misrepresentation) as long as premiums are paid timely.
  • Guaranteed Qualification
    • Medicare Supplement coverage from United American usually features on-the-spot qualification.
  • Local Guidance
    • Florida Healthcare Insurance agents offer local guidance to you with the ability to meet face-to-face, over the phone, or virtually to ensure you understand and are happy with your coverage. Howdy neighbor!

United American Insurance Available Plans and Benefits

United American offers Medicare Supplement policies for 11 of the 12 Medicare Plans, however, for simplicity purposes, Florida Healthcare Insurance focuses mainly on Plans F, G, and N. All of the plans offer the following standard benefits:

  • Hospitalization
    • Part A coinsurance plus coverage for an additional 365 days after Medicare benefits end.
  • Medical Expenses
    • Part B coinsurance (generally 20% of Medicare approved expenses) or copayments for hospital outpatient services. Plans K, L, and N require insured to pay a portion of the Part B coinsurance or copayment.
  • Blood
    • The first 3 pints of blood is covered each year.
  • Hospice
    • Part A coinsurance for eligible hospice/respite care expenses.

*Note: Only applicants first eligible for Medicare Part A before 2020 may purchase Plans, C, F, and High Deductible Plan F.

Here is a visual breakdown of available plans and basic benefits:

United American Insurance Plan Comparison Chart

United American Policies and Effective Coverage

30-Day Review Period

United American offers a 30-day period after you’ve received your ProCare policy where you can cancel for any reason. Simply contact one of our expert agents and we are able to help you with the process. Any premium, less any claims paid will be refunded.

Effective Date of Coverage

The policy will show its effective date of coverage when the policy applied for has been issued.

Pre-Existing Conditions

Loss due to injury or sickness for which medical advice or treatment was recommended or given by a physician within 6 months prior to policy effective date is not covered unless the loss is incurred more than 60 days (6 months for underage 65 disability) after the effective date — with the exception of open enrollment/guaranteed issue periods. The waiting period is waived if you are replacing a Medicare Supplement policy.

Are There Any Limitations or Exclusions?

There are no benefits payable for: any expense which you are not legally obligated to pay; or, any services that are not medically necessary as determined by Medicare; or any portion of any expense for which payment is made by Medicare; or custodial or intermediate level care, or rest cures; or any type of expense not eligible for coverage under Medicare, except as provided under the Foreign Travel Emergency benefit.

Why Work with Florida Healthcare Insurance For Your Medicare Supplement Plans?

There are a plethora of Medicare insurance agencies that offer similar services, so why work with Florida Healthcare Insurance? We offer superior coverage from top-rated Medicare companies (like United American) through extensive research on what will best fit each Medicare recipient.

With over twenty years of experience in both Health Insurance, Medicare, and Medicare Supplements, we know the right questions to ask to simplify the Medicare process and make sure you’re receiving the quality coverage you deserve — just check out the hundreds of five-star reviews! 

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Florida Health Insurance Client Testimonials

"Evan was awesome answered all my questions and got me set up on a great plan! I can’t thank him enough. I finally have a plan that will meet my needs!"
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"Evan was very professional and quick to help! He was also very knowledgeable. I will definitely be working with this business in the future!!"
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"Moving from New York to Florida and we’re given Evans name. Evan has been nothing short of professional and knowledgeable health insurance broker."
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