Supplemental Plans

Additional Coverage For Complete Protection

Medigap Supplemental Insurance in Florida

Supplemental plans are exactly that — supplemental. These insurance policies help fill in the gaps of original Medicare plans. Our agents will determine which Medicare supplement plans pay the most of your out-of-pocket expenses with the lowest monthly premium.

We offer both Medigap Supplemental Insurance with a Standalone Part D Plan and Medicare Advantage (MA-PD), such as an HMO or a PPO. What’s the difference between the two? With Medigap, there is no yearly maximum out of pocket cost for the health portion. It’s the most comprehensive major medical plan with no referrals or prior authorization needed. Medicare Advantage (MA-PD) offers monthly premiums as low as $0 or “pay as you go”. However, they do have yearly maximum out-of-pocket costs. Plans may change from year to year, with prior authorizations required, and plans aren’t specifically tailored to your own health needs.

Individual & Family Health Insurance Florida

Here’s a Full Comparison: Medigap vs. Medicare Advantage

Medigap (Supplement) With a Standalone Part D Plan

Medicare Advantage (MA-PD), such as an HMO or a PPO

We don’t want you to get stuck paying for expensive deductibles and high percentages of your outpatient coverage. Let us help you compare policies with low premiums so that you can ‘fill in the gap’ of your original Medicare plan. Remember — we only work with the highest caliber of carriers who have A+ ratings and have been at the top of the industry for years. Give us a call today!

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