Group vs. Individual Health Insurance

When shopping for Florida health insurance it is prudent to first ask if you will need group or individual health insurance.

Group insurance is recommended for businesses over four employees and if someone has a pre-existing condition.  Since group insurance is guaranteed issue, they cannot turn you down for medical coverage.

Individual insurance is usally recommended for individuals, the self employed and those who do not get insurance for there employer.  Since these policies are medically underwritten they are most always less expensive then group insurance.

If you have any questions please contact Evan Tunis at 800.946.3157.

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