Original articles about health insurance and Medicare, preserved with their publication dates. Historical policy, pricing and plan information may no longer apply.
As of August 10th, two and a half million people have purchased health insurance through the online marketplaces (ACA) after the Biden Administration extended the time frame amid Covid-19. Haven’t had a chance to sign up as yet?…
Great news – the number of Medicare Advantage plans available in the U.S. has increased 13% over the last year according to data reported by the American Association for Medicare Supplement Insurance. Currently, there are 3,500…
What exactly is a health savings account? It’s like a personal savings account, but it can only be used for qualified healthcare expenses. To be eligible for an HSA however, you must be enrolled in a high-deductible health plan…
Hooray for affordable healthcare! Millions of Americans will find health insurance significantly more affordable to purchase now, thanks to the financially generous help included in the American Rescue Plan Act (ARPA) signed by…
Are you uninsured or worse…underinsured? Over the past month we’ve been talking about the new American Rescue Plan and how the new stimulus funding has opened up a whole path to insurance, and it’s for good reason. There are so many…
I purchased health insurance from the ACA in one state but have now moved to a new state. How do I transfer my coverage? Well, good news – a permanent move to a new state is a qualifying event, meaning you have a special enrollment…
As agents, we understand the insurance world can be confusing, and it’s our job to help you understand what your options are and more importantly, what your insurance terms mean. Today we’d like to focus on deductibles, what they are…
With Covid-19 lingering over us, the fear and rise in cases has really shone a light on the importance of health insurance and pre-existing conditions. Previously, health insurance companies were able to use a lot of information about…
In shopping for life insurance inevitably the decision comes down to Term or Whole Life Insurance. But what exactly are the two and how do they work? Term Life Insurance, also known as pure life insurance, is a type of life insurance…
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As if medical insurance in Florida couldn’t get any more complicated, there are three different types of plans to choose from — EPO, HMO, & PPO. The question is, which one is the right plan for you? HMO (Health Maintenance…
A curious development in 2018 health insurance enrollment in Florida has seen Florida’ Healthy Kids program become a great option for parents. What exactly is Healthy Kids? Simply a program that allows children access to guaranteed…