Fort Lauderdale Health Insurance

Fort Lauderdale Health Insurance

Having health insurance in Fort Lauderdale, FL is crucial for those inevitable life events that need medical care. Like auto insurance, it should be a must-have for every Fort Lauderdale, FL resident.

There are a great number of Americans who wonder why they should bother to have health insurance or Medicare, as they don’t think they will ever use it. In other words, why are they shelling out good money every month for something they aren’t using or benefitting from right away? Fort Lauderdale Insurance plans done correctly will ensure you are properly protected.

It’s like having auto insurance. You don’t see a benefit from it right away, but if something happens, like a crash, then you know what the benefits are immediately when you file a claim. It’s the same thing with health insurance policies; without it, you could be financially wiped out by one accident or illness. With so many coverage options and insurance plans available in Fort Lauderdale, FL finding quality health coverage has never been easier. We recommend the health insurance marketplace where individuals can get tax credits to help pay the cost of their health insurance premiums. We’ll explain how to qualify or get assistance below.

Fort Lauderdale Health Insurance

How do you obtain Health Insurance or Medicare in Fort Lauderdale, FL? We start with the health insurance marketplace. These plans must be bought during open enrollment. The Health Insurance Marketplace provides guaranteed issued marketplace plans. Preventive care is covered at 100% and such services such as pregnancy and mental health are included at no additional cost. If you are under the federal poverty level the health insurance marketplace may not be an option. Again you must wait for open enrollment unless you have a special election period.

Health insurance or Medicare just isn’t something that people purchase and then use right away. It can’t be consumed like a product you buy. Instead, consider it an investment; an investment in your long-term good health. If you need it, it will be there to cover you for medical expenses. Health Insurance companies would be happy if you never filed a claim or visited hospitals but this isn’t realistic. Employer sponsored health insurance provides excelent value in the Fort Lauderdale, FL area. These health insurance plans are generally stronger and have larger networks than an individual plan.

The other thing to remember is that by buying health insurance, you are protecting yourself against Fort Lauderdale, FL medical risks; just like buying house insurance to protect against the risk of fire, etc. If you don’t have insurance, the cost is devastating. With insurance, the costs are less and you could at least manage to handle some of the financial fallout. The Health Insurance marketplace and short term plans offered by the Golden Rule Insurance company provide amazing health insurance options for Fort Lauderdale residents.

Could you go through life not have anything happen to you medically? Sure you could, but that doesn’t happen often, as people do get older and their health changes. That’s life. For those who choose to not buy health insurance and instead save the money, remember this, the first time you need a doctor, you will be forking over every penny you had saved and then some to cover that one bill. Then where are you? Right; right back where you started from, no insurance, and now, no money. Again the Health Insurance Marketplace makes finding health insurance for you or your family simple and easy. Marketplace plans/Affordable Care Act cover preventive care, doctor visit, and  get access to generally awesome health insurance plans. In addition, you may be eligible for tax credits based on your household size.

The last thing anyone needs is a major financial setback in this economy. Think ahead, plan for the future, get the right kind of health insurance to deal with any possible medical problems and know that should something go wrong, you’re covered and won’t be financially destitute.

Looking for a quote on Health Insurance in the Fort Lauderdale area? In addition to Fort Lauderdale FL, we cover nearby cities such as Pompano Beach, Cypress Creek, Coral Springs, and Parkland. Simply give us a call/contact at 954-282-6891 and we’ll get started asap. A broker/agent will go over subsidies, vision, dental, and deductibles, and provide you the outstanding service you deserve. You deserve top-notch insurance benefits/coverage from an outstanding company. Let the agents at FHI make you customers for life.

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FHI Client Testimonials

"Evan was awesome answered all my questions and got me set up on a great plan! I can’t thank him enough. I finally have a plan that will meet my needs!"
Paula Murray
Paula M.
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"Evan was very professional and quick to help! He was also very knowledgeable. I will definitely be working with this business in the future!!"
Gina Tocora
Gina T.
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"Moving from New York to Florida and we’re given Evans name. Evan has been nothing short of professional and knowledgeable health insurance broker."
Susan Price
Susan P.
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