It’s not uncommon for people to have problems with their insurance company. When that happens people want to talk to their agents fast, and get things sorted out. At FHI we always maintain its best working with a local health agency for this reason.
It happens. Things go wrong with a health insurance claim and it can only get sorted out by contacting the agent. However, the agent isn’t anywhere to be found. The health insurance company that provided the insurance isn’t much help either, as they are out of state, enormous, and have no idea what is happening locally in that area. They may not even really know what the fuss is all about either.
If the idea is to buy health insurance that suits a family or an individual, then it’s best to stay local and buy health insurance from a well-known local health insurance agent. They know the system in their area, know what doctors provide various services, what hospitals are the best, and who does and doesn’t honor their claims. Of course inside information like that is totally invaluable and will save someone money, time and hassle in the long run.
Local agents also know enough to sell customized packages to customers, and not general ones that don’t provide what an individual or family needs. If a custom fit for insurance in important, buying from a local health insurance agent is the smartest move. Furthermore, always ask the local agent how many carriers they represent and for how long they have been in business. There are many brokers who work for just one carrier and them not offering all companies is borderline negligent. Make sure your local health agency works with all of the carriers.
Don’t be reticent about talking directly to a local insurance agent. They are there to assist people in choosing health insurance that is best suited to their needs. They are not there to “sell” something. They are there to help explain the various alternatives available for health coverage. If they sold something people hated and vanished, they wouldn’t last in that line of work for very long, and their horrible reputation would precede them. When in doubt, check the history of a health insurance agent. The longer they have been in business, the better a person’s chances are at getting good prices and good service.
Isn’t that unique, finding a health insurance company to stand behind a customer? When a major beef transpires with an insurance carrier, knowing the local agent who has provided service for years is a real boon. They know the situation and can go to bat to get things resolved. If people rely on general package quotes from online out-of-state sources, there’s the risk of not getting personal service.
Have questions about working with a local health agency such as Florida Healthcare Insurance? Give us a call today and we’ll get started today.