If you are looking to get pregnant while not on a group plan, there are certain things a person must be aware of:
1. Most individual insurance carriers do not cover maternity. This is why a broker from Florida Healthcare Insurance is vital. We can match you up with a plan that will not only cover the pre-natal visits but also the birth.
2. Insurance carriers that do cover maternity will only cover it after a deductible has been satisfied. The lower the deductible the higher your premium.
3. Look out for the waiting period on your plan. In some cases if you do not wait for the full waiting period no benefits will be paid out.
For more information please contact our office at 800.946.3157.