Looking for insurance outside of your job-based plan? Well, you’re in luck right now! The open enrollment period for health insurance through the marketplace started this week, and we are here to help you! During this open enrollment, you’ll have time to sign up, choose a plan — and there’s a higher likelihood you’ll be eligible for subsidies to help keep down the costs of a health plan via the Marketplace — and we can help you get there. So sit back, take a few minutes and read these awesome tips for Florida Health Insurance.
We want to take out the hassle of shopping for health insurance for you; there are a ton of confusing terms and the process is anything but simple. Navigating the marketplace — on a deadline — sounds like a mess — and we can help you! Whether you’re aging out of your parent’s plan and picking one for the first time, or you’re in a plan that does not work for you, is too expensive, and are ready to switch it up, or you’re uninsured and want to see if you have many options, there’s good news! You can give us a call, and we can help you through the process!
Also, here are some tips for Florida Health Insurance-what to look out for when shopping for an insurance plan:
Tip #1 Know Where To Go
It’s not always obvious where to look for health insurance, and you don’t want to end up clicking on the wrong thing and signing up for something you don’t need. The place to go is healthcare.gov — and yes, there are a bunch of links that can take you to where you need to go, but if you’re confused, your best option is to reach out to us! We can help you navigate the site, help you find your options and sign you up for coverage.
Tip #2 Familiarize Yourself With Insurance Terms
Deductibles, subsidies, premiums, and more — these are just a few terms thrown around in the insurance world, and in order for you to fully understand your coverage and what your insurance plan offers, it’s important for you to familiarize yourself with insurance terms. The more you are aware of the insurance process, the terms, and how it works, the better you’ll be able to shop for plans or converse with your agent about what you’re looking for.
Tip # 4 Know Which Plans Cover Your Doctors
A common misconception is that any plan I find on the marketplace will cover all of my doctors. This couldn’t be more mistaken. In fact finding a medical plan that includes all of your doctors is rather difficult- if not impossible. We advise to always make sure the doctors that your “need” to have take your particular insurance. If they don’t then don’t settle for an inferior plan.
Tip # 3 Know Your Deadlines
This year, the open enrollment period for marketplace plans is from November 1st, 2021 and runs until January 15th, 2022. It’s important to get ahead of the game and not wait until the last minute to start looking for coverage.
Overwhelmed? We get it — and that’s why we’re here to help you! We take pride not only in being a family owned and operated agency, but also the #1 agency in Coral Springs and Parkland! Give us a call today — our agents are ready and waiting to help! We are experts in all tips for Florida Health Insurance and we’re waiting to talk with you today.