We get it. Paying for health insurance sucks. You pay for something that hopefully you will never use.
With rates across the board rising its important to figure out what you “need” in a policy and what you can do without. For example have a plan that covers your generic medication when in reality it costs $10 doesn’t make much sense.
The biggies-make sure your plan covers all major hospitals. Make sure its real insurance not a (US Health Advisors). Make sure if something big occurs your financially okay. The rest is just gravy.