The new Health Care Reform Act mandates people buy insurance or be fined. That isn’t slated to happen until 2014.
“Just because the Health Care Reform Act was signed into law and part of it mandates everyone
must have health insurance or face serious fines, you don’t have to rush right out and get health insurance.The mandated insurance doesn’t kick in until 2014, that is ‘if’ the Act is still in force and if the government is the same as it is now. There are no guarantees here, which means things could very well change,” indicated Evan Tunis of Florida Health Care Insurance, Delray Beach, Florida.
While it is a wise move to check out what is available in terms of health insurance, there is no particularly pressing need to buy it this very instant. “Even though there are a lot of people who are making it a point to scare you into getting health insurance “right away,” you would be better off taking the time to make any decisions relating to health insurance before being stampeded into something you may not need and may not suit you,” said Tunis.
There are those that also say the price of insurance will go up. It may and it may not. In some instances, if a risk pool of individuals is keeping their old insurance plans, their prices may go up because the pool would shrink over time. In other instances, the prices should come down because of the increased number of people on the market searching for reasonable health insurance and the insurance exchanges – also tentatively coming into play in 2014.
Take the time now to read what the Health Care Reform Act really contains and how it is intended to introduce changes over time. Just because this was signed into law does not mean everything in the Act is applicable “right now.”
As for finding reasonable health insurance, that can be done quite easily with the assistance of an expert health insurance broker who knows what’s coming in the future. They are well versed of the changes on the horizon that will reform health care as we know it today.
“Knowing what you need to know now will stand you in good stead for later down the road. While it’s a good idea to check into the pricing of health insurance now, you may find that within a year or two, the prices will be even better. There is no rush to get it and anyone that tells you there is needs to read the Act again and stop scaring people,” indicated Evan Tunis of Florida Health Care Insurance, Delray Beach, Florida.