Living in the Florida Keys is a piece of paradise. Beautiful water, cold drinks, amazing people-the place has it all. What it doesn’t have is South Florida good health insurance options. At FHI we understand this so we strive to be experts on Florida Keys Insurance.
“While a lot of people figure they will be just fine when it comes to not having Florida Keys insurance, the truth is, no one really knows for sure what will happen in life. They may have an accident, break a leg, contract pneumonia or be diagnosed with asthma. Guessing how healthy you are going to be is a little like playing Russian roulette. You may not get the bullet and then again, you may, so why take chances with your health and health coverage?” asked Evan Tunis, owner of Florida Healthcare Insurance.
What are my options?
If people are uncertain of what they need for health coverage, they will be heartened to know that there are a wide variety of options available to them on the market. If price is a concern, it is quite possible to find suitable Florida Keys insurance at a reasonable price. “No matter where you reside in your community health coverage isYou need to know what you are looking for, what your budget is, what you need in terms of care and that includes pre-existing conditions and how often you usually see a doctor a year,” Tunis said.
For those looking for health insurance for their families, the best place to start looking is by making a list of what is needed. Reaching out to insurance professionals like ourselves is a great start. We help find insurance, including coverage through the Affordable Care Act and other top carriers like Florida Blue to not only Key West residents but all of Monroe County Residents. If you’re w That may include the medical conditions of all family members, their drugs and how often they see a doctor. Everyone has different needs and the idea is to find something that covers as many of those needs as possible.
When looking online for various Florida Keys health insurance plans, find out precisely what kinds of plans are out there that would suit a family situation. There may be various routes to choose here as well. “For instance, if you are employed, you might get less expensive coverage through work. If not, you will want to speak directly to your local health insurance specialist for help. That’s my job, and I can assist you in finding what you need, quickly and for a reasonable price,” Tunis said. “We take pride in our insurance services that we offer to Florida residents. If you missed an open enrollment period for insurance, that’s okay. Our agents work hard to determine what options are available to you by first determining your needs — what type of emergency services you need, the current state of your health, the cost of your premium, and much more.
How Can I Get Coverage?
FHI services health insurance to the entire state of Florida, including Key West and the rest of the Florida Keys.
It is always helpful to check into what the limitations are for each plan under consideration. Every plan has some restrictions, but they are not always the same, so it is wise to know what those are, particularly if there are family members with pre-existing conditions. To that end, also be on the lookout for plans to take care of prescriptions. “If you and/or anyone in the family are taking pills, this needs to be factored into the health insurance coverage equation as well,” Tunis said.
Evan Tunis is with FHI the leading provider of Florida and Florida Keys health insurance quotes to Monroe County Residents and beyond. To get a quote please give us a call at 954-282-6891.