There are some people in Florida that are denied health insurance as a result of certain medical conditions. There is another way to get health insurance.
Thankfully, there are ways that those denied health insurance in Florida are still able to get insured, which is a good thing, since statistically speaking it’s one of the more expensive places to get health insurance. Interestingly enough, there is no set limit on what an insurance company may charge people in Florida for a policy. “However, smaller companies know that people who want and need health insurance are just like us, and we price our policies accordingly,” said Evan Tunis of Florida Health Care Insurance, Delray Beach, Florida.
Despite conditions being ripe for insurance companies to charge what they want for health insurance, there are smaller companies who offer decent prices, good service and excellent health insurance policies suited to each individual. “And the best thing is that if someone has been denied health insurance for a specific condition, there are companies, like ours, that will take the time to shop the condition around and find a carrier who will insure that individual,” added Tunis.
This is largely due to that fact that Tunis knows his carriers inside out and can immediately find what is needed for his clients. It’s refreshing to know that there are still some companies in the health insurance business who really care about their customers and who will go out of their way to make sure they get what they need.
While it might seem like a major hassle to have to ask around all over the place to get a health insurance policy due to a pre-existing condition, the solution is to see a local health insurance broker for one stop shopping. Tunis knows precisely what that is like and has handled many people searching for decent health insurance at a reasonable price. “We know all the carriers and we know where to go. I’ve been able to find people what they need. All they need to do is ask us and we are more than willing to help them,” said Tunis.
Handling those who have been denied insurance is not that hard; at least, it’s not as hard as some people would make it out to be. “The thing is that just because a person was denied by one carrier for a certain condition, doesn’t mean they will be denied by another one. There may be a great deal of flexibility between one carrier and another. For instance, one carrier may outright decline a pre-existing condition like asthma, while another will okay it so long as the person is able to prove they have the condition under control,” outlined Tunis.
“There are ‘always’ other alternatives if someone has been declined for insurance and we welcome those who have been denied health insurance to come and see us, call us or stop by our website. We have access to a large number of carriers and will be able to find them something that works for them,” stated Evan Tunis of Florida Health Care Insurance, Delray Beach, Florida.