Enacted a decade ago, the Affordable Care Act (ACA), is serving as the framework in the new direction of health care policy. President Joe Biden plans to work quickly with Congress in January to dramatically increase health care protections and offer Americans universal coverage and lower health care costs. Biden

The wellness industry has been steadily growing now for quite some time and usually, certain trends take off.  But since the Covid-19 pandemic wreaked havoc in our lives, the wellness industry has completely shifted and preventative treatments have now taken the lead. Virtual Wellness Online, at-home wellness has seen a much

Our fingers are still crossed — okay let’s face it, we’re knocking on wood, throwing a little salt over our shoulder, basically any superstitious act to ensure 2021 is a better year than 2020.  So far…it’s too soon to tell. When regulation changes, short term medical plans will be affected most, which is

We made it! 2020 is finally over. It has been one of the longest, most stressful, and unprecedented years most of us have ever endured. At this point, we all know or have known someone who has contracted Covid-10; many of us have lost loved ones from it. We’ve all

PPO, EPO, & HMO — Which plan is right for you? As if health insurance couldn’t get any more complicated, there are three different types of plans to choose from — EPO, HMO, & PPO. The question is, which one is the right plan for you? Health Maintenance Organization (HMO):

It happens all the time — you meant to change your health plan but never got around to it and — oh no, it’s too late! The deadline passed. Is there still a way you can get health insurance now? Good news — you’ve come to the right place! In

As the holiday season approaches, so does the impending “twindemic” of Covid-19 AND the flu. Both are serious, similar in symptoms, and can quickly burden your holiday season. In preparation, we recommend taking all recommended precautions like social distancing and wearing a mask, but another way to be prepared is making sure

Tick tock, tick tock…those two sounds are enough to kick-start anxiety! During this extremely busy time we wanted to remind you Open Enrollment deadlines are quickly approaching — do you have the coverage you need for you and your family? While shopping for Cyber Week deals, let US help YOU

From our home to yours!At our agency, we are grateful for many things, most importantly YOU!Thank you for your business — we value you as a client and wish you and your lovedones a safe, healthy, and happy Thanksgiving Day.Sincerely,Your Heath Insurance BrokersE&M Global and Florida Health Insurance

2020 has been a life-changing year for almost everyone, and as numbers of cases rise, it’s important to remain vigilant about the health of you and your loved ones. But with the holidays around the corner, how can we safely celebrate? Unfortunately, most health experts say there isn’t a 100%

Making healthcare decisions for you and your family can often be time consuming and stressful! Most of us are found googling and researching and comparing and analyzing until the wee hours of the night, only to question your entire search in the morning. Don’t fret; you don’t have to figure

The moment we’ve all been waiting for has finally arrived! Open Enrollment is here! So what does this mean? Individuals who receive health insurance through the Affordable Care Act (ACA) have between November 1st and December 15th, 2020 to make changes. Medicare recipients have between October 15th and December 7th,